Financing

If you are serious about buying a home, find out if you are pre-qualify for a home mortgage.

Why Credit Approved?

We recommend all Buyers get fully underwritten before beginning their home search - knowing exactly how much you can comfortably spend on a home helps narrow the band of homes in your search.  Having credit approval documentation also provides assurance to Sellers that you are a serious Buyer, and helps present your offer in a more positive, competitive manner.

Funding Your Home Purchase

1. Financial pre-approval
  • Application and interview
  • Buyer provides pertinent documentation, including verification of assets and employment
  • Credit check
2. Underwriting (prior to offer submission)
  • Loan package submitted to underwriter for approval
  • Buyer to satisfy underwriting conditions
3. Loan approval
  • Parties notified of approval
  • Appraisal Completed
4. Title company
  • Title search, insurance
  • Borrowers (Buyers) sign loan documents (~2-5 days prior to COE)
5. Funding
  • Lender reviews the loan package
  • Funds wired to escrow (~1-2 days prior to COE)
6. Closing
  • Escrow records the deed in your name
  • Ownership transfers once notice of recording is received. Then you get keys!

Work With Christopher & Karen